TERMS AND CONDITIONS OF USE

January 1, 2025

These Terms shall govern the use of the Website and apply to all Internet traffic visiting the Website. By accessing or using this Website, you agree to the Terms. The Terms are meant to protect all of our Website visitors and your use of this Website signifies your agreement with these Terms.

IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT USE THIS WEBSITE.

Kim O. Morgan, owner, reserves the right in her sole discretion, to modify, alter or otherwise update these Terms at any time. Such modifications shall be effective immediately upon posting. By using this Website after we have posted notice of such modifications, alterations or updates you agree to be bound by such revised Terms. In accordance with our goals, this Website will permit you to link to other Websites that may or may not be affiliated with this Website and/or Kim O. Morgan, and that may have terms of use that differ from, or contain terms in addition to, the terms specified here. Your access to such Websites through links provided on this Website is governed by the terms of use and policies of those sites, not this Website.

PRIVACY
Registration data and certain other information about you is subject to our Privacy Policy. For more information, please review our full Privacy Policy.

SERVICEMARKS, COPYRIGHTS AND RESTRICTIONS
This Website is controlled and operated by Kim O. Morgan, and all content on this Website, including, but not limited to text, images, illustrations, audio clips, and video clips, is protected by copyrights, trademarks, service marks, and/or other intellectual property rights (which are governed by U.S., U.K. and worldwide copyright laws and treaty provisions, privacy and publicity laws, and communication regulations and statutes), and are owned and controlled by Kim O. Morgan, or by third party content providers, merchants, sponsors and licensors (collectively “Providers”) that have licensed their content or the right to market their products and/or services to Kim O. Morgan.

Content on this Website or any Website owned, operated, licensed or controlled by the Providers is solely for your personal, non-commercial use. You may print a copy of the content and/or information contained herein or share content contained therein on social media for your personal, non-commercial use only, but you may not copy, reproduce, republish, upload, post, transmit, distribute, and/or exploit the content or information in any way (including by e-mail or other electronic means) for commercial use without the prior written consent of Kim O. Morgan or the providers. You may request consent by mailing your request to:

Kim O. Morgan
47 Bendish Point, Erebus Drive
London, UK SE28 0GJ

Without the prior written consent of Kim O. Morgan or the Providers, your modification of the content, use of the content on any other Website or networked computer environment, or use of the content for any purpose other than personal, noncommercial use, violates the rights of the owner, Kim O. Morgan, and/or the Provider copyrights, trademarks or service marks and other  proprietary rights, and is prohibited. As a condition to your use of this Website, you warrant to Kim O. Morgan that you will not use our Website for any purpose that is unlawful or prohibited by these Terms, including without limitation the posting or transmitting any threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material. If you violate any of these Terms, your permission to use our Website immediately terminates without the necessity of any notice.

Kim O. Morgan retains the right to deny access to anyone at its discretion for any reason, including for violation of these Terms. You may not use on your Website any trademarks, service marks or copyrighted materials appearing on this Website, including but not limited to any logos or characters, without the express written consent of the owner of the mark or copyright. You may not frame or otherwise incorporate into another Website any of the content or other materials on this Website without prior written consent of Kim O. Morgan.

WEBSITE LINKS
This Website may contain links to other Websites (“Linked Sites”). The Linked Sites are provided for your convenience and information only and, as such, you access them at your own risk. The content of any Linked Sites is not under the control of Kim O. Morgan, writer, is not responsible for, and does not endorse, such content, whether or not Kim O. Morgan is affiliated with the owners of such Linked Sites.

DISCLAIMER OF WARRANTIES AND LIABILITY
All content on this website is provided “as is” and without warranties of any kind, either express or implied. Other than those warranties which, under the United Kingdom and United States laws applicable to these terms, are implied by law and are incapable of exclusion, restriction, or modification, Kim O. Morgan disclaims any and all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Neither Kim O. Morgan, its affiliated or related entities, nor the providers, nor any person involved in the creation, production, and distribution of this website warrant that the functions contained in this website will be uninterrupted or error-free, that defects will be corrected, or that the server that makes the content available will be free of viruses or other harmful components.

The content that you access on this website is provided solely for your convenience and information only. Kim O. Morgan does not warrant or make any representations regarding the results that may be obtained from the use of this website, or as to the reliability, accuracy, or currency of any information, content, service, and/or merchandise acquired pursuant to your use of this website.

You expressly agree that use of this website is at your sole risk. You, and not Kim O. Morgan, assume the entire cost of all necessary servicing, repair, or correction of your system.

You expressly agree that neither Kim O. Morgan, nor its affiliated or related entities (including its providers), nor any of their respective employees or agents, nor any person or entity involved in the creation, production, and distribution of this website, is responsible or liable to any person or entity whatsoever for any loss, damage (whether actual, consequential, punitive, or otherwise), injury, claim, liability, or other cause of any kind or character whatsoever based upon or resulting from the use or attempted use of this website or any other linked site.

By way of example, and without limiting the generality of the foregoing, Kim O. Morgan and related persons and entities shall not be responsible or liable for any claim or damage arising from failure of performance, error, omission, interruption, deletion, defect, delay in operation, computer virus, theft, destruction, unauthorized access to or alteration of personal records, or the reliance upon or use of data, information, opinions, or other materials appearing on this website.

You expressly acknowledge and agree that Kim O. Morgan is not liable or responsible for any defamatory, offensive, or illegal conduct of other subscribers or third parties.

Some jurisdictions may not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, the liability of Kim O. Morgan is limited to the greatest extent permitted by law.

INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Kim O. Morgan, and the Providers, its owner and their officers, directors, employees, affiliates, agents, licensors, and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation by you of these Terms.

THIRD PARTY RIGHTS
These Terms are for the benefit of Kim O. Morgan, the Website, its Providers, its and their officers, directors, employees, affiliates, agents, licensors, and suppliers. Each of these individuals or entities shall have the right to assert and enforce these Terms directly against you on its or their own behalf.

JURISDICTIONAL ISSUES
Unless otherwise specified, the content contained in this Website is presented solely for your convenience and/or information. This Website is controlled and operated by Kim O. Morgan from its offices within London, England. Kim O. Morgan makes no representation that the content in its Website is appropriate or available for use in other locations. Those who choose to access this Website from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. You may not use or export the materials in this Website in violation of U.K. export laws and regulations. These Terms shall be governed by, construed and enforced in accordance with the laws of Great Britain, as they are applied to agreements entered into and to be performed entirely within such country. Any action you, any third party or Kim O. Morgan, brings to enforce these Terms, or in connection with any matters related to this Website, shall be brought only in U.K. courts located in and for London, U.K., and you expressly consent to the jurisdiction of said courts. If any provision of these Terms shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed sever able from these Terms and shall not affect the validity and enforceability of any remaining provisions.

ENTIRE AGREEMENT
The provisions and conditions of these Terms, and each obligation referenced herein, represent the entire Agreement between Kim O. Morgan, its affiliated or related entities, and you, and supersede any prior agreements or understandings not incorporated herein. In the event that any inconsistencies exist between these Terms and any future published terms of use or understanding, the last published Terms or terms of use or understanding shall prevail.

ANY RIGHTS NOT EXPRESSLY GRANTED HEREIN ARE RESERVED BY KIM O. MORGAN, OWNER.